How insurance premiums and deductibles work

CNBC presents Health insurance 101 – premiums, deductibles, coinsurance, and stop loss (AKA maximum out-of-pocket cost):

Health-care costs can add up fast. Understanding how medical costs and insurance are related and structured may help you anticipate expenses and budget better for your health. Watch this video to find out how premiums and deductibles affect your coverage – and what you can do to lower your medical bills.

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